Buying or selling a property
Whether its your main home, second home or investment property.
The way in which a property investment is structured can materially influence both returns and long-term wealth preservation.
For UK and international investors, family offices and high-net-worth individuals, structuring UK real estate effectively is key to protecting value and managing tax exposure.
Our private client specialists provide advice across the property lifecycle, from acquisition and ownership structuring to SDLT, CGT, reliefs and exit planning, helping you make confident, well-informed decisions aligned with your wider financial and succession goals. Our focus is on delivering clarity in complex situations, helping you protect value, manage risk and make confident, well-informed investment decisions
Our Crowe UK team can provide specialist advice on the following:
- structure your property investments to ensure you gain the highest return
- decide whether the property should be personal or company-owned
- understand tax rules such as Stamp Duty Land Tax (SDLT) and Capital Gains Tax (CGT)
- understand the tax implications of buying or selling a second home
- plan to limit your tax exposure
- ensure you are making the most of any allowances and reliefs available to you
- calculate tax costs on the sale of investment, residential or commercial property
- consider tax implications and risks if you are a non-domiciled individual.
Tax advice for landlords
Our advice focuses on landlords and owners of second homes or holiday properties, covering every stage from acquisition through to sale or succession planning for the next generation.
Our team can advise your customers on:
- the different types of ownership and advice concerning which is most appropriate, either personal, via a corporate or Trust ownership
- identifying the reliefs available to main residents, including electing your main residence if you own multiple properties
- calculating how much Stamp Duty Land Tax (SDLT) to pay, including the 5% surcharge on a second home
Our team can advise your customers on:
- Registering as a landlord with HMRC.
- Producing and submitting annual tax returns.
- Producing an annual profit and loss account showing the net yield per property.
- Claiming any relevant tax reliefs and allowances available.
- Providing advice on loan interest relief.
Our team can advise your customers on:
- Calculating the amount of Capital Gains Tax (CGT) to pay on disposal.
- Advising on reliefs available on the sale of property, such as Private Residence Relief (PRR).
- Advising on the tax considerations when gifting to family members.
- Advising on transferring the ownership to a spouse.
Resources
Helping you navigate the property tax landscape
Your Life Builder
Make confident decisions for your wealth, retirement, and financial future with Crowe UK's tool.
Property Tax Toolkit
Gain practical insights and guidance to help your customers understand property tax liabilities, manage risks and make informed decisions.
Let Property Campaign
Explore the next steps for making a voluntary disclosure and resolving historic rental income issues.
Our latest thinking
Available on demand
Webinars
Case study
Residential vs Mixed Use: SDLT, the cost difference
Scenario
A purchase of a property for £500,000, consisting of a shop on the ground floor and a flat above.
Contact us
