Fintech and Payment Services
Navigate change with confidence through trusted compliance, agile strategic advice, and clarity in a fast-evolving regulatory world.
The UK continues to be a leader in the global payments landscape, driven by a national vision to foster innovation, enhance competition, and deliver meaningful benefits to consumers.
With the government’s 2024 National Payments Vision setting the tone, the sector is undergoing a period of rapid transformation with Several key factors are reshaping the fintech ecosystem:
- a renewed focus on customer choice, ensuring that access to cash remains protected while digital payment options expand to promote financial inclusion and consumer protection
- the UK’s Open Banking initiative, unlocking new possibilities for innovation and competition, enabling third-party providers to deliver smarter, more personalised payment experiences
- emerging technologies, including artificial intelligence and real-time data analytics, are redefining operational efficiency and risk management across the payments value chain
- a commitment to security, resilience, and regulatory excellence underpinning it all, as outlined in the UK’s national strategy.
For payment firms, fintechs, and electronic money institutions (EMIs), this presents both opportunity and risk. Successfully navigating these changes will require more than just compliance.
Organisations will need strategic foresight, technical expertise, and a partner who understands the regulatory and operational nuances of the UK market. At Crowe, we specialize in advising fintech and payment firms with regulatory licensing and authorisation, compliance advisory and broader risk management work to help scale confidently in a fast-changing regulatory landscape.
How we can help you
Specialist advice and support for money services businesses.
With a proven record with the FCA and PSR, we are trusted by leading fintech and payment services firms. Our scalable solutions are ideal for growing firms and our collaborative hands-on approach means we enter into a trusted partnership with our clients.
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