Credit risk

Credit risk

Make the periodic assessment of your credit program as effective as possible

Credit risk management is more challenging than ever, so your financial institution must regularly reassess the structural and operational aspects of your credit program.

Crowe can help you review practices and address complexities to help maintain compliance with allowance for loan and lease losses (ALLL) interagency guidance and the Financial Accounting Standards Board (FASB) Accounting Standards Codification requirements. The Crowe team also offers valuation specialists and professionals with extensive experience supporting the credit due diligence phase of mergers and acquisitions transactions.
Crowe Lending Framework

Tested frameworks and tools for credit portfolio management

Serving as the backbone of our credit consulting services, the Crowe lending framework (CLeF) model is an independent framework for organizing governance and operational components, assessing risk, and making credit risk recommendations. Our team helps you apply the CLeF with tools such as the Crowe Credit360 for Stress Testing solution, which provides active credit portfolio management to monitor, evaluate, and proactively handle the loan portfolio.

Banking credit risk management solutions

Program assessment & road map
This proprietary methodology from Crowe helps guide the development of a road map for improvement.
Fair lending
Our advanced statistical analysis tool can help you identify fair lending risk factors and possible inequities.
Credit portfolio management
This Crowe analysis tool automates data gathering and analysis to help you identify and manage portfolio risk.
Capital planning
This solution uses machine learning to help simplify stress testing to facilitate capital planning and credit portfolio management.
Crowe Credit360 for Loan Review Departments
Get a better perspective on loan review with our innovative solution
Program assessment & road map
This proprietary methodology from Crowe helps guide the development of a road map for improvement.
Fair lending
Our advanced statistical analysis tool can help you identify fair lending risk factors and possible inequities.
Credit portfolio management
This Crowe analysis tool automates data gathering and analysis to help you identify and manage portfolio risk.
Capital planning
This solution uses machine learning to help simplify stress testing to facilitate capital planning and credit portfolio management.
Crowe Credit360 for Loan Review Departments
Get a better perspective on loan review with our innovative solution

Related services

Consumer compliance
Loan review
Mortgage banking
ALLL
Valuation
Consumer compliance
Loan review
Mortgage banking
ALLL
Valuation

ABA-endorsed services

Effective Solutions Endorsed by the ABA

Contact us

Learn more about how Crowe can help you evaluate your credit program and identify and better manage risk. Contact us today.
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Scott Miller
Principal