Credit solutions

Credit risk solutions

Financial services organizations can reduce uncertainty and lend more confidently with a stronger credit risk management strategy. Our specialized technology, services, and solutions help credit and lending teams tackle the challenges that are holding them back.

Manage credit risk with greater clarity, control, and confidence


Mitigating credit risk with traditional approaches isn’t enough in today’s environment. Heightened regulatory scrutiny, changing borrower behaviors, and growing industry complexities demand a more proactive, integrated approach.

The right combination of experience, governance, and technology helps organizations identify emerging risks early, efficiently manage workflows, and demonstrate strong oversight to regulators.

Our comprehensive credit risk solutions help lenders prepare for potential issues across the lending life cycle and build a more resilient, high-performing portfolio.

Build a more resilient commercial lending strategy

Manual, spreadsheet, and paper-based processes create delays and errors that weaken credit risk oversight. As demands increase, short-term fixes fall short. However, organizations can take steps to transform their commercial lending processes.

Explore commercial lending transformation technology and services

Save time with credit data automation

Intelligent process automation can reduce manual data entry and review to improve data accuracy and timeliness. We help organizations minimize hand-keying and accelerate credit decision-making with greater confidence.

Explore data automation technology

Gain insights with credit portfolio analysis

Lenders seeking stronger credit risk insights often lack a clear starting point. Our automation services and technologies deliver a current, accurate view of borrower performance to help organizations better identify emerging risk and act with confidence.

Explore portfolio analysis and automation services

Examine credit risk with loan review

How effectively does your loan review function identify and mitigate credit risk? Our experienced specialists help banks and credit unions of all sizes strengthen oversight with automation technology and guidance to gain a deeper understanding of their portfolio and risk management.

We can help with:

  • Outsourced loan review
  • Co-sourced loan review
  • Staff augmentation and quality assurance assistance
  • Department assessments and consulting
  • Credit and loan review training
  • Loan review software

Explore loan review services

Boost your credit risk models

Enhancing the performance of your model risk program to proactively measure risk and meet regulations can be complex.

We can help you tackle:

  • Validation
  • Governance
  • Calibration
  • Design and implementation

Explore model risk management services

Related insights

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Two banking employees leaving the office and discussing strategic risk management.
How banks can transform through strategic risk management
Crowe specialists explore a new approach to strategic risk management in banks that can inform professionals and help the business grow.
April 2026 Financial Reporting, Governance, and Risk Management
April 2026 Financial Reporting, Governance, and Risk Management
Federal banking agencies request comment on proposals to revise capital framework, federal agencies issue proposals to implement GENIUS Act, and more.
April Audit Committee Financial Services Webinar
April 2026 Financial Services Audit Committee Overview
Financial services audit committee members and leaders can view our webinar on financial reporting, regulatory, and industry developments.
Two banking employees leaving the office and discussing strategic risk management.
How banks can transform through strategic risk management
Crowe specialists explore a new approach to strategic risk management in banks that can inform professionals and help the business grow.
April 2026 Financial Reporting, Governance, and Risk Management
April 2026 Financial Reporting, Governance, and Risk Management
Federal banking agencies request comment on proposals to revise capital framework, federal agencies issue proposals to implement GENIUS Act, and more.
April Audit Committee Financial Services Webinar
April 2026 Financial Services Audit Committee Overview
Financial services audit committee members and leaders can view our webinar on financial reporting, regulatory, and industry developments.

Transform your approach to common credit risk challenges


Accelerate lending operations and improve borrower engagement with the Crowe Lending Technology Suite.

Crowe Lending Workflow Manager

Simplify lending workflows and improve credit risk visibility by delivering a modern, transparent experience for both your team and borrowers.

Explore Crowe Lending Workflow Manager

PLM Financial Statement

Crowe Spreading Manager

Free up your credit team and reduce risk by automating financial statement collection and spreading for faster, more consistent analysis.

Explore Crowe Spreading Manager

PLM Loan Review

Crowe Problem Loan Manager

Make proactive problem loan management simpler with clearer insights and earlier risk detection.

Explore Crowe Problem Loan Manager

Related solutions


CECL model validation

The complexity of the current expected credit losses (CECL) methodology coupled with evolving expectations make compliance a challenge. We help organizations with CECL model development and implementation to strengthen credit risk management and regulatory compliance.

Explore CECL model validation

Credit scorecard development

Our specialists help organizations pursue broader credit transformation with a strategic view of credit systems and identify opportunities to improve efficiency, effectiveness, and risk control.

Explore credit scorecard development

Capital planning and stress testing

Using advanced analytics and proven methodologies across a range of economic scenarios, we help organizations align capital planning and stress testing with evolving regulatory expectations and business goals.

Explore stress testing technology

Surety transformation solutions

Crowe specialists can help you access real-time insight and collaboration tools to strengthen credit risk decisions. Our specialized technology solutions accelerate underwriting while improving visibility and consistency.

Explore surety transformation solutions

Crowe Credit360 for Loan Review Departments™

Our solution combines loan analysis documentation and dynamic reporting capabilities for banks and credit unions of all sizes.

Explore Crowe Credit360 for Loan Review Departments

Crowe Credit360 for Valuation™

Our proprietary solution helps organizations go deeper into their data and models to support better portfolio decisions.

Explore Crowe Credit360 for Valuation

Crowe Portfolio Analyzer for lenders

Our solution automates data gathering and integrates portfolio risk across bank systems to deliver industry-specific analytics and benchmarking.

Explore Crowe Portfolio Analyzer for lenders

Work with us


Credit is our passion. We believe in helping our clients lend safely and quickly and grow their businesses while optimizing costs.

Let’s talk about what our credit risk solutions and team can do for you.

Mark Blosser - Large
Mark Blosser
Credit Transformation Leader
Michael Budinger
Michael Budinger
Principal, Financial Services Consulting
Guilio Camerini
Giulio Camerini
Principal, Consulting

Contact us

Our credit team is equipped with deep financial services insight and advanced analytics capabilities. Take a few moments to fill out this form and one of our specialists will be in touch.
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