Buying or selling a property
Whether its your main home, second home or investment property.
The way in which a property investment is structured can materially influence both returns and long-term wealth preservation.
For UK and international investors, family offices and high-net-worth individuals, structuring UK real estate effectively is key to protecting value and managing tax exposure.
Our private client specialists provide advice across the property lifecycle, from acquisition and ownership structuring to SDLT, CGT, reliefs and exit planning, helping you make confident, well-informed decisions aligned with your wider financial and succession goals. Our focus is on delivering clarity in complex situations, helping you protect value, manage risk and make confident, well-informed investment decisions
Our Crowe UK team can provide specialist advice on the following:
- structure your property investments to ensure you gain the highest return
- decide whether the property should be personal or company-owned
- understand tax rules such as Stamp Duty Land Tax (SDLT) and Capital Gains Tax (CGT)
- understand the tax implications of buying or selling a second home
- plan to limit your tax exposure
- ensure you are making the most of any allowances and reliefs available to you
- calculate tax costs on the sale of investment, residential or commercial property
- consider tax implications and risks if you are a non-domiciled individual.
Our latest thinking
Hub
Let Property Campaign for Landlords
Our expert advisors can help you bring your tax affairs up-to-date.
Hub
Property Tax Toolkit
Our Property Tax Toolkit gives you clear, practical guidance to help you navigate property tax with confidence. Built for estate agents, letting agents, solicitors, and other professionals, it makes addressing tax considerations simple and stress-free.
Tax advice for landlords
Our advice focuses on landlords and owners of second homes or holiday properties, covering every stage from acquisition through to sale or succession planning for the next generation.
Our team can advise your customers on:
- the different types of ownership and advice concerning which is most appropriate, either personal, via a corporate or Trust ownership
- identifying the reliefs available to main residents, including electing your main residence if you own multiple properties
- calculating how much Stamp Duty Land Tax (SDLT) to pay, including the 5% surcharge on a second home
- calculating how much Stamp Duty Land Tax (SDLT) to pay, including the 5% surcharge on a second home
- family investment company (FIC) and the potential benefits of this structure
- succession planning and minimising exposure to Inheritance Tax (IHT).
- Registering as a landlord with HMRC.
- Producing and submitting annual tax returns.
- Producing an annual profit and loss account showing the net yield per property.
- Claiming any relevant tax reliefs and allowances available.
- Providing advice on loan interest relief.
- Complying with corporation tax rules where the property is owned by a company.
- Calculating how much Annual Tax on Enveloped Dwellings (ATED) you would have to pay, where applicable.
- Applying to receive UK rental income without deducting UK tax.
- Advice on making disclosures of historic rental profits using the Let Property Campaign.
Calculating the amount of Capital Gains Tax (CGT) to pay on disposal.
Advising on reliefs available on the sale of property, such as Private Residence Relief (PRR).
Advising on the tax considerations when gifting to family members.
Advising on transferring the ownership to a spouse.
- Advising on effective ways to transfer the property from an IHT planning perspective.
- Advising on the implications of income tax and CGT for property developers.
- Preparation and submission of property CGT returns if they are UK residents or not UK residents.
On-the-go bite-sized webinars
Following implementation of the cap on Inheritance Tax (IHT) reliefs from 6 April 2026, succession planning for both family business owners and real estate businesses is more important than ever.
With higher interest rates impacting the residential property market, along with planning delays and a lack of strategic direction, should you invest or divest your residential property portfolio?
Taking you through the property lifecycle to analyse the tax efficiency at each stage: from the acquisition of the property portfolio to holding property, selling and, ultimately, death.
Outlining the main provisions, and delves into some common misconceptions and hot topics, along with highlighting some recent cases.
Mark Stemp’s recent webinar in conjunction with Rightmove on the latest CGT rules on the sale of a residential property.
Following implementation of the cap on Inheritance Tax (IHT) reliefs from 6 April 2026, succession planning for both family business owners and real estate businesses is more important than ever.
With higher interest rates impacting the residential property market, along with planning delays and a lack of strategic direction, should you invest or divest your residential property portfolio?
Taking you through the property lifecycle to analyse the tax efficiency at each stage: from the acquisition of the property portfolio to holding property, selling and, ultimately, death.
Outlining the main provisions, and delves into some common misconceptions and hot topics, along with highlighting some recent cases.
Mark Stemp’s recent webinar in conjunction with Rightmove on the latest CGT rules on the sale of a residential property.
Case study
Residential vs Mixed Use: The Cost Difference
Scenario
A purchase of a property for £500,000, consisting of a shop on the ground floor and a flat above.
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