Two professionals reviewing content on a tablet, illustrating AI-supported tools for commercial credit teams.

Crowe Spreading Manager

Our automated financial spreading for commercial lending solution can help you support your credit team with the latest in AI and credit automation.

Make the move from manual processes to automated financial spreading


Outdated financial statement spreading processes waste significant time and effort as teams manually collect borrower statements and enter data into spreadsheets or legacy systems. When each step demands a high-touch approach, teams can face bottlenecks, unreliable spread outputs, and limited capabilities when conducting borrower and portfolio analysis.

Developed by specialists with more than 20 years of financial spreading experience and credibility, Crowe Spreading Manager is a software solution that combines automation with a value-added support layer to make spreading faster and more effective.

Support stronger portfolio management with automated financial spreading

Crowe Spreading Manager uses the latest in AI technology to handle complex forms and suboptimal scan quality more reliably than technology that relies solely on optical character recognition.

More than accurately scanning documents and getting the job done faster, automated spreading can transform your entire process to help employees build a standardized and complete picture of risk and borrower health.

Get quantity without sacrificing quality

Powered by the Microsoft Dynamics 365™ platform, our solution can deliver quality, up-to-date information as soon as a financial spread arrives. You can have proactive and informed conversations with commercial borrowers without managing every step of the financial spreading process.

Don’t worry about unreadable statements

No automated system has a 100% read rate. But instead of kicking those statements back for hand-keying, our in-house data specialists can provide dedicated support and complete the work for you. As long as we can read it, you can get it spread.

Spend less time managing the process

With fewer time-consuming processes and distractions, your credit analysts can start their jobs at the review. You can empower your team with tools that accelerate their work, maintain consistency, and minimize disruptions caused by shifts in volume.

Related insights

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 2025 Illustrative Financial Statements
2025 Illustrative Financial Statements
These 2025 illustrative financial statements for financial institutions include common disclosures as required under applicable accounting standards.
Top Risk Areas for Internal Audit Across Industries
Top Risk Areas for Internal Audit Across Industries
Crowe specialists offer insight on risks for internal audit in 2026 and how internal audit teams can strengthen resilience, governance, and strategy.
Checklist: Questions To Strengthen Your ACL Process 
Checklist: Questions To Strengthen Your ACL Process
Financial leaders can strengthen CECL oversight with an allowance for credit losses checklist to enhance governance and accuracy.
 2025 Illustrative Financial Statements
2025 Illustrative Financial Statements
These 2025 illustrative financial statements for financial institutions include common disclosures as required under applicable accounting standards.
Top Risk Areas for Internal Audit Across Industries
Top Risk Areas for Internal Audit Across Industries
Crowe specialists offer insight on risks for internal audit in 2026 and how internal audit teams can strengthen resilience, governance, and strategy.
Checklist: Questions To Strengthen Your ACL Process 
Checklist: Questions To Strengthen Your ACL Process
Financial leaders can strengthen CECL oversight with an allowance for credit losses checklist to enhance governance and accuracy.

When better information flows automatically, insight follows naturally


Crowe Spreading Manager is a scalable solution that can help you make stronger decisions faster.

Start the process faster

Help borrowers understand which forms to submit by providing clear document expectations.

Get the right numbers each time

Extract information from statements automatically.

Stay on top of covenants

Get notified when borrower performance isn't compliant with covenants or your credit policies.

Build confidence in the process

Let Crowe specialists step in to complete the process with confidence and care when automation reaches its limits.

Work with us


Our commercial lending specialists take a holistic approach toward transforming financial statement spreading. Contact us to see how Crowe Spreading Manager pairs advanced automation with dedicated support to deliver greater efficiency and clarity.

Mark Blosser - Large
Mark A. Blosser
Credit Transformation Leader
Michael Budinger
Michael Budinger
Principal, Financial Services Consulting
Cullen Hunter
Cullen Hunter
Financial Services Consulting

Reach out to talk about what’s possible with your financial spreading process

Crowe Spreading Manager is part of the Crowe Lending Technology Suite. We also would be happy to discuss how Crowe Lending Workflow Manager and Crowe Problem Loan Manager can transform your lending processes.

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