SME clients portfolio & quality monitoring process

We, at Crowe, assists banks in conducting due diligence on banks clients on quarterly/annually basis as per the procedure agreed with the bank. This is in line with the with the recommendations of the United Bank Federation in 2015 for all UAE banks to develop capabilities for sourced portfolio quality and business performance through an external vendor.


The process would involve a field visit and capturing below details in a prescribed report format or in a specific format as required by the bank.

  •   Field visit details
  •   Legal & regulatory details
  •   Exposure of the company in the market
  •   Industry / market check
  •   Company overview (products/services, customers, suppliers and trade Profile)
  •   Key areas (revenue, fixed assets, Inventory receivables and payables, related party transaction, cash flow)
  •   Review of facilities (warehouse, factory)
  •   Site pictures

The methodology is as below.



Contact us 

WhatsApp Image 2021-06-25 at 10.19.24 AM (7)
Nadeem Maniar
Partner, DIFC- Fraud and Forensic services