Terms of Use

Last Updated: 02 July 2026

Introduction

These Terms of Use govern your access to and use of this website, including any content, pages, publications, forms, features, materials, or digital communications made available through it by Crowe AHFAD.

By accessing or using this website, you agree to use it in accordance with these Terms of Use, our Privacy Policy, and all applicable laws and regulations. If you do not agree with these Terms of Use, you should not use this website.

These Terms of Use apply only to the use of this website. They do not replace any engagement letter, contract, proposal, professional terms, confidentiality obligation, or other arrangement that may apply to services provided by Crowe AHFAD.

Crowe Global Network

Crowe AHFAD is an independent member of Crowe Global, a Swiss verein. Each member firm of Crowe Global is a separate and independent legal entity. Crowe AHFAD and its affiliates are not responsible or liable for any acts or omissions of Crowe Global or any other member firm of Crowe Global.

References to “Crowe AHFAD,” “we,” “us,” or “our” in these Terms of Use refer to the entity operating this website in Yemen, unless the context requires otherwise.

Nothing on this website creates any partnership, agency, joint venture, legal representation, or responsibility between Crowe AHFAD, Crowe Global, or any other Crowe Global member firm.

Use of this Website

This website is provided for lawful, professional, and informational use. You must use it responsibly and in accordance with applicable laws, regulations, public order, public morals, professional ethics, and the rights of others.

You must not use this website in any way that:

  • Is unlawful, fraudulent, misleading, abusive, defamatory, offensive, harmful, or unauthorized.
  • Violates applicable laws, regulations, public order, public morals, Islamic law principles, professional obligations, or third-party rights.
  • Interferes with the operation, security, availability, performance, or integrity of the website.
  • Attempts to gain unauthorized access to any system, server, account, data, network, or restricted area.
  • Introduces viruses, malware, harmful code, automated scripts, denial-of-service attacks, or other disruptive technologies.
  • Copies, scrapes, extracts, modifies, republishes, distributes, or commercially exploits website content without authorization.
  • Misuses forms, inquiry channels, contact details, publications, or other website features.
  • Impersonates any person or entity, or misrepresents any authority, relationship, or affiliation.

Crowe AHFAD may restrict, suspend, or terminate access to this website, or any part of it, where misuse, security concerns, legal risk, operational need, or violation of these Terms of Use is identified.

Eligibility and Authority

Where you submit an inquiry, proposal request, application, document, or other communication through this website, you confirm that you have the legal capacity and authority to do so.

Where you act on behalf of an organization, you confirm that you are authorized to provide the relevant information and communicate with Crowe AHFAD on behalf of that organization.

Crowe AHFAD may decline, defer, or request further information in relation to any inquiry, request, or communication submitted through this website.

No Professional Advice

The content on this website is provided for general information only. It does not constitute audit, assurance, tax, legal, accounting, financial, investment, valuation, risk, advisory, consulting, regulatory, or other professional advice.

You should not act, or refrain from acting, based on website content without obtaining appropriate professional advice based on your specific facts, circumstances, objectives, and applicable legal and regulatory requirements.

Crowe AHFAD does not accept responsibility for decisions made solely in reliance on general information published on this website.

Professional Services

Any professional service provided by Crowe AHFAD will be subject to a separate written engagement letter, contract, proposal acceptance, or applicable professional terms. Such terms will define the scope of work, responsibilities, deliverables, limitations, fees, confidentiality obligations, and any service-specific requirements.

Professional services are provided subject to applicable laws, regulations, professional standards, ethical requirements, licensing requirements, engagement terms, and regulatory expectations in the Republic of Yemen and, where relevant, other applicable jurisdictions.

Where services relate to tax matters, the work will be performed by reference to applicable tax legislation and regulations, including, where relevant, the Yemeni Income Tax Law No. (17) of 2010 and its amendments, implementing regulations, official guidance, and requirements of the competent tax authorities.

No Client Relationship Through Website Use

Your use of this website, submission of an inquiry, receipt of information, or communication with Crowe AHFAD through general website channels does not create a client, advisory, fiduciary, contractual, or professional relationship with Crowe AHFAD, Crowe Global, or any Crowe Global member firm.

A professional relationship is established only when Crowe AHFAD has accepted an engagement through a separate written arrangement and completed any applicable client acceptance, independence, conflict, compliance, or risk management procedures.

Website Content and Availability

Crowe AHFAD uses reasonable efforts to provide website content that is accurate, current, and professionally appropriate. However, we do not guarantee that any content is complete, accurate, current, suitable for a particular purpose, or free from error.

Professional, legal, tax, regulatory, market, technical, and business information may change without notice. Crowe AHFAD may update, modify, suspend, remove, or discontinue any website content, feature, page, publication, or online function at any time without obligation to provide prior notice.

Crowe AHFAD is not responsible for any delay in updating website content following changes in laws, regulations, official interpretations, professional standards, administrative practice, or market conditions.

We do not guarantee that this website will be uninterrupted, secure, error-free, virus-free, or continuously available.

Intellectual Property

Unless otherwise stated, all content on this website, including text, design, layout, graphics, logos, trademarks, service marks, trade names, publications, insights, documents, images, icons, tools, forms, templates, and other materials, is owned by or licensed to Crowe AHFAD, Crowe Global, or relevant rights holders.

Such content is protected by applicable intellectual property laws and related rights. You may view, download, or print reasonable portions of website content for personal, professional, or internal business reference only, provided that you do not:

  • Modify the content.
  • Remove copyright, trademark, or proprietary notices.
  • Reproduce, publish, distribute, sell, license, or commercially exploit the content.
  • Use the content in a misleading, unlawful, or unauthorized manner.
  • Use Crowe, Crowe Global, Crowe AHFAD, or related names, logos, trademarks, or service marks without prior written authorization.

No rights are granted except those expressly stated in these Terms of Use.

User Submissions and Communications

If you submit information, documents, inquiries, forms, attachments, recruitment materials, proposals, accounting records, financial information, tax-related information, or other communications through this website, you are responsible for ensuring that such information is accurate, lawful, appropriate, and that you have the right and authority to provide it.

You should not submit confidential, privileged, sensitive, proprietary, or engagement-specific information through general website channels unless Crowe AHFAD has expressly requested it or appropriate protections have been agreed.

Crowe AHFAD may review and respond to communications submitted through this website for legitimate professional, administrative, compliance, risk management, or business purposes, subject to the Privacy Policy and applicable law.

Confidentiality

Crowe AHFAD is committed to maintaining appropriate confidentiality over information received in connection with its professional services and business activities.

However, general communications submitted through this website are not automatically treated as client-confidential engagement communications unless a professional relationship has been formally established and applicable confidentiality obligations apply.

Where confidential, financial, tax, accounting, commercial, or client information is received in connection with a professional engagement, Crowe AHFAD will handle such information in accordance with applicable engagement terms, professional standards, legal requirements, regulatory obligations, and internal confidentiality safeguards.

Crowe AHFAD will not disclose client information except where authorized by the client, required or permitted by applicable law, required by a competent court or authority, necessary for professional or regulatory compliance, or otherwise permitted under the applicable engagement terms.

Nothing in these Terms of Use limits any confidentiality obligation that may apply under engagement letters, professional standards, applicable law, regulatory requirements, contractual arrangements, or client instructions.

Privacy

Personal information submitted through or collected by this website is handled in accordance with our Privacy Policy and applicable law.

These Terms of Use govern the use of this website and should be read together with the Privacy Policy, which explains how Crowe AHFAD handles personal information.

Where there is any inconsistency between these Terms of Use and the Privacy Policy in relation to the processing of personal information, the Privacy Policy will apply to that matter.

Third-Party Websites and External Links

This website may contain links to third-party websites, platforms, publications, tools, or resources, including websites of Crowe Global, other Crowe Global member firms, service providers, regulators, professional bodies, social media platforms, or other external sources.

These links are provided for convenience and informational purposes only. Crowe AHFAD does not control and is not responsible for third-party websites, content, privacy practices, security, availability, or terms of use.

Accessing third-party websites is at your own discretion and subject to the terms and policies of those third parties.

Security and Technical Integrity

You must not misuse this website by introducing viruses, malware, harmful code, unauthorized scripts, automated extraction tools, denial-of-service attacks, or any technology intended to damage, disrupt, interfere with, monitor, or gain unauthorized access to the website or related systems.

Crowe AHFAD may take appropriate technical, operational, legal, or administrative measures where misuse, unauthorized access, security risk, unlawful activity, or violation of these Terms of Use is suspected.

Limitation of Liability

To the maximum extent permitted by applicable law, Crowe AHFAD will not be liable for any loss or damage arising from or related to:

  • Use of, or inability to use, this website.
  • Reliance on website content.
  • Errors, omissions, interruptions, delays, or inaccuracies in website content.
  • Changes in laws, regulations, official interpretations, professional standards, administrative practice, or market conditions.
  • Technical failures, system interruptions, viruses, malware, cybersecurity incidents, or security vulnerabilities.
  • Unauthorized access to or misuse of website communications.
  • Third-party websites, platforms, tools, content, or services linked from this website.
  • Any action taken or not taken based on general information available on this website without obtaining appropriate professional advice.

Nothing in these Terms of Use excludes or limits liability where such exclusion or limitation is not permitted by applicable law.

Indemnity

You agree to indemnify Crowe AHFAD, to the extent permitted by applicable law, against losses, liabilities, costs, claims, or expenses arising from your unlawful use of this website, your breach of these Terms of Use, your infringement of third-party rights, or your submission of unlawful, inaccurate, harmful, confidential, unauthorized, or infringing content through the website.

This provision does not limit any rights, remedies, or defenses available under applicable law.

Compliance with Applicable Laws

You are responsible for complying with all laws and regulations applicable to your access to and use of this website.

Crowe AHFAD makes no representation that website content is appropriate, lawful, or available for use in every jurisdiction. If you access this website from outside the Republic of Yemen, you are responsible for complying with any applicable local laws.

Governing Law and Jurisdiction

These Terms of Use are governed by the laws in force in the Republic of Yemen, unless mandatory applicable law requires otherwise.

Subject to any mandatory legal requirements or applicable contractual arrangements, disputes arising from or related to these Terms of Use or use of this website shall be subject to the jurisdiction of the competent courts in the Republic of Yemen.

Relationship with Other Terms

These Terms of Use, together with the Privacy Policy and any website notices expressly referenced in them, govern your use of this website.

They do not replace or limit any engagement letter, contract, confidentiality obligation, professional standard, regulatory requirement, client instruction, or service-specific term that may apply to a professional relationship or service provided by Crowe AHFAD.

Severability and Waiver

If any provision of these Terms of Use is held to be invalid, unlawful, or unenforceable by a competent court or authority, the remaining provisions will continue in effect to the fullest extent permitted by applicable law.

No failure or delay by Crowe AHFAD in exercising any right or remedy under these Terms of Use will constitute a waiver of that right or remedy.

Changes to these Terms of Use

Crowe AHFAD may update these Terms of Use from time to time to reflect changes in legal requirements, professional practices, technology, website functionality, operational arrangements, services, network requirements, regulatory expectations, or business practices.

The latest version will be published on this page and identified by the “Last Updated” date. Continued use of the website after publication of updated Terms of Use constitutes acceptance of the updated terms.

Contact Us

For questions regarding these Terms of Use, please contact Crowe AHFAD through the contact details available on this website.

Please include sufficient information to allow us to understand and respond to your inquiry appropriately.