Later Life Planning

Optimising the tax efficiency of your investments and savings.

Maximising the tax efficiency of your savings and assets is crucial, especially when you stop earning and become dependent on your pensions, savings, and investments.

At the same time, many of us experience changes in our health and well-being which may ultimately impact our need for income and access to capital.

No longer can the cost of those holidays and health care needs be met from our monthly salaries or taking out a loan. Now we must budget more carefully. No longer are our resources ‘infinite’.

As your needs change, our team will work with you to develop a flexible financial plan that will help you and your loved ones enjoy life as you age and learn to understand the options available.

Words from the wise

"When I was young I used to think money was the most important thing in life. Now that I’m old I know that it is."

Oscar Wilde 1854 - 1900

"Money is a good servant but a bad master."

Francis Bacon, Lord Chancellor of England 1617 – 1620

Wealth may not guarantee beautiful life experiences, but it can certainly help you enjoy a more comfortable retirement and help you get that extra support in later life. At Crowe Financial Planning we can help you enjoy life, just that little bit more, as you get older.

How we can help

Creating a tax-efficient retirement income plan

Through careful planning and cashflow analysis, we can tailor an income plan to help you meet your needs and goals. We can create a portfolio of tax-efficient solutions designed to maximise your allowances and help your funds last longer, giving you peace of mind and freeing up your hard-earned savings to support your children and grandchildren, letting you enjoy those dreamed-of retirement plans.

Supporting your need for care in later life

When the time comes for a little extra support, we can tailor a package of solutions to relieve the burden of sourcing the funds to pay for care, providing comfort to you and your loved ones.

Protecting your Estate

With estate taxes forever rising, we can provide solutions to help you reduce your tax liability and maximise the inheritance you pass to your family and friends.

Make life easier for those you leave behind

While helping you plan for your future, we can support to your family understand how you are planning to help them and can hold copies of all your important documents electronically to help them through one of the toughest times of their lives.

Our latest thinking

The top five benefits of offshore bonds

You may know about the tax benefits of an Individual Savings Account (ISA) or pension plan, but you might be less familiar with offshore bonds.

Discounted Gift Trusts – Having your cake and eating it

How does a Discounted Gift Trust (DGT) work? Our article provides further insight on how DGTs can offer opportunities as part of your financial plan.

Navigating the Role of an Executor

As an introduction to Crowe U.K. LLP’s Probate services, Natalie Butt highlights the role of an Executor.

The top five benefits of offshore bonds

You may know about the tax benefits of an Individual Savings Account (ISA) or pension plan, but you might be less familiar with offshore bonds.

Discounted Gift Trusts – Having your cake and eating it

How does a Discounted Gift Trust (DGT) work? Our article provides further insight on how DGTs can offer opportunities as part of your financial plan.

Navigating the Role of an Executor

As an introduction to Crowe U.K. LLP’s Probate services, Natalie Butt highlights the role of an Executor.

1 2 3 4 5

Case studies

Financial planning advice on how to best position your investment to generate an income in retirement.

Our case studies below demonstrate how we can work with you, to help secure your financial future, select one of our case studies to find out more.

Foundation

Financial Planning advice for a simplified financial journey to help establish strong foundations for future financial success.

Core

Financial advice for when your planning needs have evolved to encompass increased complexity when establishing your financial strategy.

Premium

Advice for complex, high-net-worth financial circumstances that can require sophisticated solutions to help achieve your financial goals.

Let us know your enquiry and we’ll be in touch.

Name *

Email *

Contact telephone number *

Location *

How can we help you? *

I confirm I am over the age of 18. *

I consent to having Crowe Financial Planning UK Limited collect my details via this form so they can communicate with me and provide assistance. I understand I can review the Privacy Policy to see how Crowe Financial Planning UK Limited will protect and manage my submitted data. *

Get in touch now

* Required fields

Disclaimers

Crowe Financial Planning UK Limited is authorised and regulated by the Financial Conduct Authority (‘FCA’) to provide independent financial advice.

The information set out in this page is for information purposes only and is based on our understanding of legislation, whether proposed or in force, and market practice at the time of writing. It does not constitute advice to undertake a particular transaction. Appropriate professional advice should be taken on specific issues before any course of action is pursued. Any advice provided by a Crowe Consultant will follow only after consideration of all aspects of our internal advice guidance.

Past performance is not a guide to future performance, nor a reliable indicator of future results or performance. The value of investments, and the income or capital entitlement which may derive from them, if any, may go down as well as up and is not guaranteed; therefore, investors may not get back the amount originally invested.

The Financial Conduct Authority does not regulate Trusts, Tax or Estate Planning.

Please be aware that by clicking onto any links to third party websites you will be leaving the Crowe Financial Planning website. Please note that Crowe Financial Planning is not responsible for the accuracy of the information contained within the linked sites.