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John Spencer

John Spencer

Senior Financial Planning Consultant
Birmingham
My office information
0121 812 0000

4.8

John Spencer financial-advisor-ifa ratings on VouchedFor

I have over 30 years’ experience of providing independent financial advice to high net worth families, charities and corporate clients, many of whom have been clients for over 20 years. I am a strong believer that providing holistic financial planning in tandem with my colleagues in the legal and tax professions and with regular reviews over the long term are the keys to achieving financial security and prosperity.

Learn more about me

VouchedFor Top Rated Adviser 2026

Recognised in the VouchedFor 2026 Top Rated Adviser Guide for consistently strong client feedback and high professional standards.

View my client reviews on VouchedFor

My team

If I am not available or cannot get back to you right away, please feel free to reach out to Tom for any technical queries and Dawn for any administration queries. They are always happy to help and will make sure you get the support you need. 
Dawn Simmonds
Dawn Simmonds
Senior Client Support Coordinator
0118 959 7222
Tom Brooks
Tom Brooks
Associate Consultant
0121 812 0000

My insights

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Financial planning for later life
As one in five of us will live past our ninetieth birthday, we consider five areas of financial planning that become more critical as we get older.

About me

Why I became a Financial Planner?

I began my career concerned that I knew little about managing my own money.

I quickly learned that the opportunity to help educate others about their finances and advise them how best to manage their money was rewarding and fulfilling.

Specialist areas of advice I find rewarding.

Specialisms include advice on esoteric investments (EIS/VCT/AIM), pre and post retirement, later life care and succession planning.

I take pride in ensuring that my clients enjoy a comfortable retirement and maximise the estate they pass to loved ones.

What's important to me when delivering advice?
Ensuring that my clients receive the highest level of service that it is possible for me to provide and that the advice delivered is clear, concise and comprehensive.
What I enjoy most about my role.
Providing the very best service possible and giving my clients the advice and support they need to enjoy life.
What matters to you most in three words?
Family, Friends, Honesty.