Fair lending risk and compliance management
You need an ally who understands fair lending risk management and has your back.
A single fair lending violation can undermine so much hard work
Fair lending compliance is changing fast, and it’s hard to keep up. The landscape of regulatory enforcement for fair and responsible banking is constantly shifting.
And one violation can tarnish your company’s reputation, result in fines and penalties, and derail your strategies for growth.
If you’re not one step ahead of fair lending risk, you’re one step behind.
Increased accessibility means your lending data is out in the open. Regulators today don’t even need to enter your bank to assess your lending practices and find potential issues. Without a proactive approach in place, all you can do is react.
The key is to work with fair lending risk management specialists who have the tools, resources, and expertise to verify that your lending data doesn’t contain any surprises.
That’s how you can finally begin to unlock the unknowns.
When it comes to fair lending risk, what you don’t know can hurt you
Even when your company is working hard to serve everyone in the community, your lending data can paint a different picture.
Evidence of disparate impacts in lending can lead to painful consequences.
The only way to know the story your lending data tells is through detailed analysis founded on deep regulatory knowledge and extensive experience.
Data analytics and deep financial services experience provide our one-two punch
Lots of companies can provide analysis of your lending data, but often, you just end up with a full of numbers.
What good are numbers without someone to help you understand what they mean?
When you pair data analytics tools with decades of financial services experience, that’s when you get meaningful growth and change.
Remediate issues and get in fair lending compliance
As you build your foundation, you’ll need program consulting from an experienced voice you can trust. We can help you address issues and establish the fundamental elements of a forward-looking program.
Meet requirements and adjust to new regulatory expectations
Comprehensive testing is critical for a healthy program. Regulators expect constant improvement, so you can’t afford to tread water. We can review your program with a critical eye and help you benchmark against peers.
Address problems and get your fair lending program ready for the future
Insights from data analytics become more important as you look to optimize. We can help you apply analytics, proactively assess risk, and prepare your program for what’s ahead.
These 2025 illustrative financial statements for financial institutions include common disclosures as required under applicable accounting standards.
Crowe specialists offer insight on risks for internal audit in 2026 and how internal audit teams can strengthen resilience, governance, and strategy.
ASU 2025-08 introduces “purchased seasoned loans” and eliminates the Day 1 double count. Learn more from Crowe professionals.
These 2025 illustrative financial statements for financial institutions include common disclosures as required under applicable accounting standards.
Crowe specialists offer insight on risks for internal audit in 2026 and how internal audit teams can strengthen resilience, governance, and strategy.
ASU 2025-08 introduces “purchased seasoned loans” and eliminates the Day 1 double count. Learn more from Crowe professionals.
Fair lending compliance is just the beginning
When you work with Crowe fair and responsible banking specialists, each risk assessment becomes more than a compliance exercise.
Every potential source of disparate impact you identify is an opportunity to better serve all your customers.
Our expertise is deep, and our technology is innovative, but our mission is simple. You need to be informed, prepared for the future, and situated for growth.
Integrated risk management
We have deep insights into governance, risk, and compliance and can provide the risk content and technology to automate and connect your areas of risk.
Regulatory response
Whether you’re dealing with a regulatory action or getting up to speed on a new standard, we can help.
Model risk management
You can gain more confidence in your models to pave the way for sound business decisions.
Third-party risk management
We'll help you find out if any of your vendors present major risks for your company.
Internal audit
Our value-added approach can help you prepare your organization for future challenges.
Data analytics
Our specialists can help drive innovation while better protecting your organization.
Let’s get your fair lending program ready for the future
Changes in the fair lending landscape move fast, but so do we.
Get in touch and we’ll chat about your goals and challenges. Then, we’ll help you identify the best path forward.
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