Future of Fintech: Rules, Risk, and Digital Assets

Clayton Mitchell, Patrick Vernon, Angie Gebert, Jordan Diamond, Dan McGonegle
4/30/2026

The fintech landscape continues to evolve as technology advances, dynamic regulatory expectations, and digital asset strategies reshape operations. In this “Future of Fintech” webinar series recording, specialists explore several critical areas that are top of mind for industry leaders.

Watch the recording to get actionable insights that support informed decision-making in a rapidly changing environment:

Nacha Operating Rules updates and fraud risk management expectations (2:06)

Learn about upcoming automated clearing house (ACH) rule changes, including transaction standardization, timing requirements, and expanded fraud monitoring expectations. The discussion emphasizes a shift toward risk-based, networkwide fraud detection and the need for documented, adaptable controls across the ACH life cycle.

Unclaimed property and digital assets: Compliance challenges and state scrutiny (15:06)

Understand how unclaimed property laws apply to fintech and digital assets, including dormancy rules, audit risks, and evolving state enforcement. This segment highlights the growing regulatory focus on digital wallets and inactive accounts as well as the operational complexity of compliance.

Digital asset regulation and stablecoin rulemaking developments (39:09)

Examine recent federal regulatory activity, including proposed rules from the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corp., and the U.S. Department of the Treasury. Topics include stablecoin supervision, anti-money laundering requirements, governance expectations, and the implications for fintechs and financial institutions entering the digital asset space.

Responsible optimization: Improving performance in a regulated environment (59:07)

Discover how organizations can drive efficiency and growth through responsible optimization. This discussion explores aligning people, processes, and technology while balancing risk, compliance, and enterprise value creation in a rapidly evolving regulatory landscape.

Note: Only attendees of the live webinar are eligible for CPE or CLE credit for qualifying webinars. If you view the webinar recording on this page you may not be eligible for CPE or CLE. For questions about CPE, contact [email protected].

Additional CPE information

Gain insights to prepare for fintech’s future
View all upcoming dates for our “Future of Fintech” webinar series.

Contact us for more insights and strategies to face today’s fintech landscape head-on


Crowe professionals can help you navigate ever-changing environments with confidence.

Clayton J. Mitchell
Clayton J. Mitchell
Partner, Consulting,
Crowe Advisory LLC

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