This is the time of year when we all pledge New Year resolutions, like going to the gym and drinking more water, in the hope that these small changes will form new habits that will improve our future.
But one way to make a meaningful change, not only to your life now but for your future, is to be savvy around your personal finances. The problem is that people tend to only focus on their personal finances once a year when they have to file their annual tax return or even less frequently when there is a major life event, such as a birth, marriage, death, moving house, new job and so on.
Approaching your finances doesn’t need to be daunting - try to make small changes more frequently. The best way to develop a sustainable good habit around improving your personal finances is to take it in bite size pieces.