Businessmen, investors and virtually everybody are exposed to potential business or professional risk, such as financial disaster, increasing number of insolvency and bankruptcy. All these will definitely reduce our wealth and increase potential personal liability. On top of these, marriage breakdown, moving to a higher tax country, etc, will inevitably wipe out a significant part of our wealth. To minimize the effects of these on us and to ensure smooth inheritance of assets, prudent and comprehensive planning will be of great assistance and provide us a peace of mind.
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