Every bank will have to undergo a digital transformation –  but the journey won’t be the same for everyone.

Digital transformation in banking

Every bank endures a digital transformation, but the journey isn’t the same for everyone


To win today’s battle for customers, you need to offer your customers a feature-rich experience that’s reliable, fast, and easy to use. In other words, your technology transformation will require you to step into the unknown.

Let us help you find your path. Crowe has helped financial services companies of all sizes, and in many locations, revolutionize their digital operations to become completely customer-centric.

Embrace small steps and see big changes in the right direction

Historically, banking and financial services technology has been clunky and complex. Something as seemingly simple as improving the mobile experience might have turned out to be a daunting task. We’re here to change that.

Our rapid approach to digital transformation in banking can help you see changes faster than you thought possible.

We bring a diverse team of technology, regulatory, and experienced banking and financial services professionals together in harmony – to help you get to "yes" quickly and mitigate risk.

A digital transformation in banking is overwhelming and never ends – but it will be worth it

We get it. Nobody wants to mess with their primary business model or core systems that touch every aspect of your business. It's like open-heart surgery.

But it can be done. There are proven solutions that work with – or can effectively replace – most legacy systems and existing business models.

We can help you find the best tools for your unique environment. Together, we’ll overcome the hurdles and develop a digital reality that drives real change and progress as your journey evolves.

The first step is understanding where you are in your journey

Transformations led by project plans and to-do lists are bound to fail. Strategy is the key to a successful digital transformation in banking.

We meet organizations where they are, helping them develop, enhance, or refine the best digital banking strategy to achieve their goals.

You’ll understand exactly what needs to be accomplished, which systems and departments will be affected, and the potential return of every investment.

We can lead you through your technology transformation with practical, effective solutions


Bank technology strategy

You can’t ignore your current technology environment. We can help create a complete digital banking strategy that considers your in-force licenses, existing systems, and business requirements.

Core, lending, and digital technology consulting

In every way, your technology transformation will need to support a better, smarter, customer-centric experience. We’ll help you identify and implement the practical tools you need for core, lending, or digital processes with a manageable path forward.

Governance, risk management, and compliance technologies

Minimize redundancies while staying ahead of risks. You can align all of your governance, risk, and compliance (GRC) systems with tools we’ve built to serve banks and financial services companies just like yours.

Explore GRC risk management programs

Cloud services

Don’t overspend when you migrate to the cloud. We can walk you through the cost-saving steps. Need help configuring with public cloud providers? We are cloud-certified professionals. 

Related insights


loading gif
 2025 Illustrative Financial Statements
2025 Illustrative Financial Statements
These 2025 illustrative financial statements for financial institutions include common disclosures as required under applicable accounting standards.
Top Risk Areas for Internal Audit Across Industries
Top Risk Areas for Internal Audit Across Industries
Crowe specialists offer insight on risks for internal audit in 2026 and how internal audit teams can strengthen resilience, governance, and strategy.
Goodbye Double Count: FASB Finalizes Purchased Loans ASU
Goodbye Double Count: FASB Finalizes Purchased Loans ASU
ASU 2025-08 introduces “purchased seasoned loans” and eliminates the Day 1 double count. Learn more from Crowe professionals.
 2025 Illustrative Financial Statements
2025 Illustrative Financial Statements
These 2025 illustrative financial statements for financial institutions include common disclosures as required under applicable accounting standards.
Top Risk Areas for Internal Audit Across Industries
Top Risk Areas for Internal Audit Across Industries
Crowe specialists offer insight on risks for internal audit in 2026 and how internal audit teams can strengthen resilience, governance, and strategy.
Goodbye Double Count: FASB Finalizes Purchased Loans ASU
Goodbye Double Count: FASB Finalizes Purchased Loans ASU
ASU 2025-08 introduces “purchased seasoned loans” and eliminates the Day 1 double count. Learn more from Crowe professionals.

Transforming is more than just implementing new technology


Throughout your digital transformation in banking, there will be legacy systems and compliance and regulatory needs to consider. Entire departments also might need to redefine their processes.

Crowe goes above and beyond just implementing a new piece of technology. Our extensive banking and financial services experience empowers us to customize each new tool to your unique operational needs.

We’ll also help you explain the changes to everyone – from your front-line team and board of directors to external auditors.

Jeff Schmidt
Jeff Schmidt
Chief Technology Officer