Future of Fintech: Rules, Risk, and Digital Assets

The fintech landscape continues to evolve as technology advances, dynamic regulatory expectations, and digital asset strategies reshape operations. Join Crowe for the next installment of our “Future of Fintech” webinar series in which specialists will explore several critical areas that are top of mind for industry leaders.

In this webinar, Crowe specialists will offer an overview of upcoming Nacha Operating Rules updates for 2026, including key changes, fraud expectations, effective dates, and considerations for organizations as they adapt to evolving payment standards. Understanding these updates can help organizations align operational processes with new requirements while maintaining efficiency.

Our specialists will also address the growing importance of unclaimed property compliance in fintech and digital asset environments. They will outline current legislative trends, highlight areas of regulatory focus, and identify operational vulnerabilities that contribute to compliance in an increasingly complex environment.

In addition, presenters will share insights on digital assets, including an overview of proposed rules implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act) and observations related to stablecoin and digital asset use cases. Attendees will gain a clearer understanding of how regulatory developments and market activity are shaping opportunities and considerations for organizations exploring or expanding digital asset strategies.

The session will conclude with a discussion of responsible optimization, an approach that balances performance objectives with governance, risk, and compliance considerations. Through practical examples, including a case study, presenters will examine how organizations can approach performance improvement initiatives in a way that supports operational effectiveness while addressing regulatory expectations, risk appetite, and customer outcomes.

By attending, participants can enhance their understanding of regulatory changes, emerging risks, and practical approaches to navigating innovation in fintech. This webinar is designed to provide actionable insights that support informed decision-making in a rapidly changing environment.

After attending this session, you should be able to:

• Identify key 2026 Nacha Operating Rules updates and summarize their organizational impact
• Analyze emerging regulatory trends in unclaimed property as they relate to fintech and digital assets and evaluate the resulting compliance risks
• Describe proposed stablecoin and digital asset regulatory developments and evaluate their potential business implications
• Define responsible optimization and examine its role in supporting performance, governance, and compliance objectives