John Spencer

John Spencer

Consultant, Financial Planning

I am a Senior Financial Planning Consultant based in the Midlands, providing financial advice and guidance to clients throughout the UK. I have over 30 years experience in financial services, the majority of which has been as an independent financial advisor within top tier UK Banks and Accountants.

I work closely with private and corporate clients, professional practices and charities and am a strong believer that, providing holistic financial planning with regular reviews over the long-term are the keys to achieving financial security and prosperity.

My financial planning solutions are advice led, not product driven. Each client receiving a bespoke service tailored to their individual needs.

Specialisms include advice and guidance on NHS and public sector pensions, esoteric investment planning including EIS/VCT and AIM, retirement and succession planning and later life/care fees planning.

What I Do

  • Holistic Financial Planning
  • Personal, Family & Business Protection
  • Pensions and retirement planning
  • Investments
  • Tax efficient investments
  • Inheritance Tax and Succession planning
  • Charity investments
  • Long-term care

My Clients

  • Private individuals
  • Family estates
  • Businesses
  • Trusts
  • Charities