Personal Debt Solutions

Get Debt Help

Take Control of Your Personal Debt — and Your Future


For over 50 years, Crowe MacKay & Company has helped individuals regain control of their finances with clear, honest guidance — even when the truth is harsh to hear.

We understand how stressful and isolating it can feel to be in debt. Our Licensed Insolvency Trustees approach every situation with compassion and without judgment, taking the time to listen and understand your unique challenges.

When you work with us, you’ll receive personalized, practical solutions — not one-size-fits-all advice. We're here to help you confidently move forward and rebuild a stable financial future.

Do You Need Help Managing Personal Debt?


If you're unsure whether it's time to seek help, ask yourself the following questions:

  • Are you struggling to pay bills on time?
  • Are you only making minimum payments (or missing payments) on your credit cards?
  • Do you regularly go over your credit limit, overdraft, or line of credit?
  • Have you missed a mortgage or loan payment recently?
  • Are collection agencies or creditors contacting you for payment?
  • Is your financial situation causing stress, anxiety, or sleepless nights?

If you answered yes to one or more of these, it might be time to speak with a Licensed Insolvency Trustee.

Personal Debt Services


Bankruptcy
A legal option when you’re unable to repay your debts. We’ll guide you through the process with care and transparency.
Consumer Proposal
Stop collection calls and keep your assets by proposing a manageable repayment plan to your creditors.
Ordinary Proposal
This legal process offers structured debt relief for more complex situations involving debts over $250,000.
Debt Restructuring
Our team helps you evaluate your debt, budget, and credit to make informed, strategic decisions.
Bankruptcy
A legal option when you’re unable to repay your debts. We’ll guide you through the process with care and transparency.
Consumer Proposal
Stop collection calls and keep your assets by proposing a manageable repayment plan to your creditors.
Ordinary Proposal
This legal process offers structured debt relief for more complex situations involving debts over $250,000.
Debt Restructuring
Our team helps you evaluate your debt, budget, and credit to make informed, strategic decisions.

Understanding Your Debt Relief Options

man stressing over bankruptcy

Bankruptcy

If you're unable to repay your debts through a proposal, bankruptcy may be the right step.

✔ Provides legal protection from creditors

✔ Erases most unsecured debts

✔ Requires surrendering certain assets

For individuals with debts over $1,000, where liabilities exceed assets.

You Deserve a Fresh Start — Let’s Make It Happen


Do you have questions about personal debt solutions in Vancouver and Surrey? Call (604) 689 3928, email us at [email protected], or fill out the form below to book a free consultation.

Book a Free Consultation

Our licensed experts are here to answer all your questions about bankruptcy and consumer proposals. Whether you're an individual or a business, we’ll help you understand your options and guide you through every step of the process with care and confidence.

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