A Family Investment Company can invest in a wide range of assets, including equity portfolios, residential or commercial property, holiday lets and trading subsidiary companies. Personal assets are usually avoided to preserve the integrity and purpose of the structure. We also advise caution on debt-based investments such as bonds or gilts within a FIC structure. These can have unintended tax consequences within companies as they have different tax rules to individuals.
Where appropriate, the company may also be able to borrow against its assets, including equities, to release capital and repay loans.